/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { background: #030405; color: #fff; font-family: 'Be Vietnam Pro', Helvetica, sans-serif; font-weight: 300; line-height: 1.5; overflow-x: hidden; }
button { background: none; border: none; cursor: pointer; font-family: inherit; color: inherit; }
img { display: block; max-width: 100%; }

/* ===== ANIMATIONS ===== */
@keyframes marquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }
@keyframes fadeSlideIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }
@keyframes spinGlow { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }

/* ===== UTILITIES ===== */
.section { width: 100%; padding: 100px 0; }
.container { width: 100%; max-width: 1440px; margin: 0 auto; padding: 0 120px; }
.container-full { width: 100%; padding: 0 120px; }
.section-header-block { display: flex; flex-direction: column; gap: 14px; margin-bottom: 60px; }
.section-heading { font-size: 42px; font-weight: 300; letter-spacing: -1.68px; line-height: 50.4px; color: #fff; }
.section-sub { font-size: 18px; color: #d6d6d6; line-height: 21.6px; }
.text-center { text-align: center; }
.cards-grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }

/* ===== NAVBAR ===== */
#navbar { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; transition: background 0.3s, backdrop-filter 0.3s; }
#navbar.scrolled { background: rgba(3,4,5,0.92); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-bottom: 1px solid rgba(79,79,241,0.15); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; padding: 0 60px; }
.nav-spacer { height: 72px; }
.logo-img { height: 36px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-link { padding: 6px 12px; border-radius: 20px; font-size: 14px; font-weight: 400; color: rgba(255,255,255,0.8); transition: color 0.2s; }
.nav-link:hover, .nav-link.active { color: #fff; }
.nav-cta { padding: 0 20px; height: 43px; border-radius: 15.77px; border: 1px solid #fff; font-size: 14px; font-weight: 600; color: #fff; background: transparent; transition: background 0.2s; white-space: nowrap; }
.nav-cta:hover { background: rgba(255,255,255,0.1); }
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 8px; }
.hamburger span { display: block; width: 22px; height: 2px; background: #fff; border-radius: 2px; transition: all 0.3s; }
.mobile-menu { display: none; flex-direction: column; padding: 0 20px 20px; gap: 4px; background: rgba(3,4,5,0.97); border-top: 1px solid rgba(255,255,255,0.1); }
.mobile-menu.open { display: flex; }
.mobile-menu button { text-align: left; padding: 12px 16px; border-radius: 12px; font-size: 14px; font-weight: 300; color: rgba(255,255,255,0.7); transition: color 0.2s, background 0.2s; }
.mobile-menu button:hover { color: #fff; }
.mobile-cta { margin-top: 8px; border: 1px solid #fff !important; border-radius: 24px !important; text-align: center !important; color: #fff !important; font-weight: 600 !important; }

/* ===== HERO ===== */
.hero-section { position: relative; width: 100%; min-height: 500px; height: 700px; overflow: hidden; }
.hero-bg { position: absolute; inset: 0; width: 100%; height: 100%; overflow: hidden; }
.hero-glow { position: absolute; width: calc(100% + 238px); height: calc(100% + 34px); top: -24px; left: -96px; }
.hero-grid { position: absolute; width: 100%; height: 100%; top: 0; left: 0; }
.hero-spotlight { position: absolute; top: 0; left: 0; width: 60%; height: 70%; pointer-events: none; background: radial-gradient(ellipse 65% 65% at 0% 0%, rgba(255,255,255,0.18) 0%, rgba(255,255,255,0.07) 40%, transparent 70%); mix-blend-mode: screen; opacity: 0; transition: opacity 0.3s; }
.hero-content { position: relative; z-index: 10; display: flex; flex-direction: column; align-items: center; justify-content: center; height: 100%; padding: 40px 30px; }
.hero-badge { margin-bottom: 24px; display: flex; align-items: center; justify-content: center; border-radius: 14.4px; padding: 0 20px; height: 29px; background: radial-gradient(ellipse 100% 100% at 48% -12%, rgba(212,212,212,0.51) 0%, rgba(217,217,217,0.03) 100%); box-shadow: inset 0 0 0 0.5px rgba(0,0,0,0.54); backdrop-filter: blur(4px); font-size: 14px; white-space: nowrap; }
.hero-headline { font-size: 50px; font-weight: 300; text-align: center; letter-spacing: 0; line-height: 64px; max-width: 851px; margin-bottom: 16px; }
.hero-subtitle { font-size: 16px; text-align: center; max-width: 607px; margin-top: 16px; line-height: 19.2px; }
.hero-cta-row { display: flex; align-items: center; gap: 24px; margin-top: 38px; flex-wrap: wrap; justify-content: center; }
.btn-book { display: flex; align-items: center; justify-content: center; gap: 8px; width: 190px; height: 64px; background: #4f4ff1; border-radius: 110px; font-size: 16px; color: #fff; letter-spacing: -0.32px; transition: background 0.2s; overflow: hidden; }
.btn-book:hover { background: #3f3fd1; }
.btn-arrow { width: 32px; height: 32px; flex-shrink: 0; transition: transform 0.3s; }
.btn-book:hover .btn-arrow { transform: rotate(45deg); }
.hero-social-proof { display: flex; align-items: center; gap: 8px; height: 41px; }
.proof-avatars { height: 41px; width: 93px; }
.proof-text { display: flex; flex-direction: column; gap: 1.4px; font-size: 12px; font-weight: 300; line-height: 14.4px; }
.marquee-wrap { margin-top: 60px; width: 100%; overflow: hidden; }
.marquee-track { display: flex; animation: marquee 18s linear infinite; }
.marquee-img { height: 60px; width: 938px; max-width: none; flex-shrink: 0; }

/* ===== TRUST SIGNALS ===== */
.trust-card { position: relative; background: #0e0b0e; border-radius: 20px; overflow: hidden; border: 1px solid #252525; height: 414px; }
.dark-card {}
.card-text-header { position: absolute; top: 32px; left: 24px; right: 24px; z-index: 10; display: flex; flex-direction: column; gap: 14px; }
.card-title { font-size: 28px; font-weight: 300; letter-spacing: -1.12px; line-height: 33.6px; color: #fff; }
.card-desc { font-size: 14px; color: #d6d6d6; line-height: 16.8px; }
.card-img-bottom { position: absolute; left: calc(50% - 169px); width: 339px; height: 398px; background-size: cover; background-position: center; border-radius: 14px 14px 0 0; }
.card-badge-white { position: absolute; bottom: 26%; right: 6%; background: #fff; border-radius: 7px; padding: 6px 12px; font-size: 14px; color: #000; font-weight: 400; box-shadow: 0 4px 64px rgba(0,0,0,0.25); z-index: 20; white-space: nowrap; }
.card-border-overlay { position: absolute; inset: 0; border: 1px solid #252525; border-radius: 20px; pointer-events: none; }
.glow-card { background: #000; cursor: default; }
.beyond-badge { position: absolute; top: 32px; left: 24px; width: 176px; height: 42px; border-radius: 58px; background: radial-gradient(50% 50% at 48% -12%, rgba(255,255,255,0.4) 0%, rgba(255,255,255,0.08) 100%); backdrop-filter: blur(41px); border: 1px solid rgba(0,0,0,0.54); display: flex; align-items: center; justify-content: center; font-size: 12px; font-weight: 500; color: #fff; z-index: 10; }
.rating-block { position: absolute; bottom: 40px; left: 24px; right: 24px; z-index: 10; display: flex; flex-direction: column; gap: 21px; }
.rating-number { font-size: 96px; font-weight: 300; line-height: 88px; color: #fff; }
.rating-desc { font-size: 14px; color: #d6d6d6; line-height: 16.8px; }
.glow-overlay { position: absolute; inset: 0; pointer-events: none; border-radius: 20px; opacity: 0; transition: opacity 0.3s; mix-blend-mode: screen; }

/* ===== FINANCIAL JOURNEY ===== */
.stat-cards-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.stat-card { position: relative; background: #435899; border-radius: 20px; overflow: hidden; height: 349px; }
.stat-bg { position: absolute; top: -347px; right: -304px; width: 488px; height: calc(100% + 705px); background-size: cover; background-position: center; transform: rotate(95.51deg); filter: blur(34.31px); opacity: 0.95; }
.stat-mask { position: absolute; height: 104.53%; top: 0; }
.stat-icon { position: absolute; top: 32px; left: 24px; width: 56px; height: 56px; }
.stat-value { position: absolute; top: 214px; left: 24px; font-size: 39px; font-weight: 500; color: #fff; line-height: 1; }
.stat-label { position: absolute; top: 272px; left: 24px; right: 24px; font-size: 18px; color: #fff; line-height: 24px; }
.stat-border { position: absolute; inset: 0; border: 1px solid #252525; border-radius: 20px; pointer-events: none; }

/* ===== SERVICES ===== */
.services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 50px; }
.service-item { display: flex; flex-direction: column; gap: 18px; }
.service-icon-wrap { position: relative; width: 64px; height: 64px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.service-glow-ring { position: absolute; inset: -6px; border-radius: 50%; background: conic-gradient(from 0deg, transparent 0%, #4f4ff1 30%, #95d7e4 60%, transparent 100%); filter: blur(6px); opacity: 0; transition: opacity 0.3s; }
.service-icon-bg { position: absolute; inset: 0; border-radius: 50%; background: #030405; }
.service-icon-img { position: relative; z-index: 1; width: 64px; height: 64px; }
.service-icon-wrap:hover .service-glow-ring { opacity: 1; animation: spinGlow 1.5s linear infinite; }
.service-title { font-size: 24px; font-weight: 600; color: #fff; letter-spacing: -0.96px; line-height: 33.6px; margin-bottom: 8px; }
.service-desc { font-size: 16px; color: #d6d6d6; line-height: 19.2px; }

/* ===== DIGITAL PLATFORM ===== */
.platform-section { width: 100%; display: flex; padding: 100px 30px; }
.platform-inner { flex: 1; background: #fff; border-radius: 26px; overflow: hidden; min-height: 600px; }
.platform-text { display: flex; flex-direction: column; align-items: center; gap: 15px; padding: 50px 90px 0; }
.platform-heading { font-size: 42px; font-weight: 300; color: #000; text-align: center; letter-spacing: -1.68px; line-height: 50.4px; }
.platform-sub { font-size: 18px; color: #252525; text-align: center; line-height: 21.6px; max-width: 860px; }
.platform-img-wrap { padding: 32px 90px 32px; display: flex; justify-content: center; }
.platform-img { width: 100%; max-width: 869px; height: auto; border-radius: 22px; object-fit: cover; }

/* ===== BROKER GUIDE ===== */
.broker-guide-section { background: #030405; }
.broker-guide-inner { padding: 0 154px; }
.broker-guide-inner .section-heading { margin-bottom: 48px; }
.broker-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 10px 27px; }
.broker-card { display: flex; align-items: center; min-height: 106px; border-radius: 20px; backdrop-filter: blur(4px); background: linear-gradient(180deg, rgba(79,79,241,0.12) 0%, rgba(79,79,241,0.04) 50%, rgba(79,79,241,0.2) 100%); padding: 24px 20px; gap: 16px; }
.broker-num-wrap { position: relative; flex-shrink: 0; width: 37px; height: 40px; }
.broker-num-bg { width: 37px; height: 40px; background: linear-gradient(180deg, rgba(6,78,126,1) 0%, rgba(79,79,241,0.5) 50%, rgba(6,78,126,1) 100%); border-radius: 20px; }
.broker-num { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; font-family: 'Montserrat', Helvetica, sans-serif; font-weight: 700; font-size: 16px; color: #fff; }
.broker-card p { font-size: 18px; color: #fff; line-height: 20px; }

/* ===== CUSTOMER STORIES ===== */
.testimonial-quote { margin-top: 60px; font-size: 38px; font-weight: 300; text-align: center; letter-spacing: -1.2px; line-height: 50.4px; max-width: 1000px; margin-left: auto; margin-right: auto; animation: fadeSlideIn 0.5s ease both; }
.testimonial-row { margin-top: 88px; display: flex; align-items: center; justify-content: center; gap: 16px; flex-wrap: wrap; }
.arrow-btn { flex-shrink: 0; width: 50px; height: 50px; display: flex; align-items: center; justify-content: center; opacity: 0.8; transition: opacity 0.2s; }
.arrow-btn:hover { opacity: 1; }
.arrow-btn img { width: 50px; height: 50px; }
.avatars-row { display: flex; align-items: flex-end; gap: 16px; flex-wrap: wrap; justify-content: center; }
.avatar-item { position: relative; flex-shrink: 0; }
.avatar-tooltip { position: absolute; bottom: calc(100% + 10px); left: 50%; transform: translateX(-50%); display: none; flex-direction: column; align-items: center; gap: 2px; z-index: 20; pointer-events: none; white-space: nowrap; }
.avatar-tooltip.show { display: flex; }
.tooltip-box { background: rgba(20,20,40,0.88); border: 1px solid rgba(255,255,255,0.12); backdrop-filter: blur(8px); border-radius: 12px; padding: 8px 12px; display: flex; flex-direction: column; align-items: center; gap: 2px; }
.tooltip-name { font-size: 14px; font-weight: 600; color: #fff; }
.tooltip-title { font-size: 12px; color: #d6d6d6; }
.tooltip-arrow { width: 0; height: 0; border-left: 6px solid transparent; border-right: 6px solid transparent; border-top: 6px solid rgba(20,20,40,0.88); }
.avatar-active-label { position: absolute; bottom: calc(100% + 8px); left: 0; display: flex; flex-direction: column; gap: 1.6px; white-space: nowrap; }
.avatar-active-label .aname { font-size: 24px; font-weight: 600; letter-spacing: -0.96px; line-height: 33.6px; color: #fff; }
.avatar-active-label .atitle { font-size: 18px; color: #d6d6d6; line-height: 21.6px; }
.avatar-btn { background: none; border: none; cursor: pointer; }
.avatar-img { width: 123px; height: 123px; border-radius: 20px; background-size: cover; background-position: center; transition: all 0.3s; }
.avatar-img.active { outline: 2px solid #4f4ff1; outline-offset: 2px; position: relative; }
.avatar-img.active::after { content: ''; position: absolute; inset: 0; border-radius: 19px; background: linear-gradient(136deg, rgba(149,215,228,0.4) 0%, rgba(57,57,184,0.4) 100%); }
.avatar-img.inactive { opacity: 0.5; filter: saturate(0) brightness(1.2); }
.avatar-img.inactive:hover { opacity: 0.8; }
.progress-dots { margin-top: 32px; display: flex; align-items: center; justify-content: center; gap: 8px; }
.dot { border-radius: 20px; transition: all 0.3s; background: rgba(255,255,255,0.3); width: 8px; height: 8px; }
.dot.active { width: 24px; height: 8px; background: #4f4ff1; }
.dot:hover { background: rgba(255,255,255,0.6); }

/* ===== INDUSTRY INSIGHTS ===== */
.insights-inner { padding: 0 120px; display: flex; flex-direction: column; gap: 40px; }
.insights-scroll { width: 100%; overflow-x: auto; padding-bottom: 16px; }
.insights-scroll::-webkit-scrollbar { height: 4px; }
.insights-scroll::-webkit-scrollbar-track { background: rgba(255,255,255,0.05); border-radius: 2px; }
.insights-scroll::-webkit-scrollbar-thumb { background: rgba(255,255,255,0.2); border-radius: 2px; }
.insights-track { display: flex; gap: 20px; width: max-content; }
.insight-card { width: 520px; height: 480px; position: relative; border-radius: 20px; border: 1px solid #252525; overflow: hidden; background-size: cover; background-position: center; flex-shrink: 0; }
.insight-img { position: absolute; top: 8px; left: 8px; right: 8px; height: 246px; border-radius: 12px; background-size: cover; background-position: center; }
.insight-body { position: absolute; top: 254px; left: 8px; right: 8px; padding: 16px; display: flex; flex-direction: column; gap: 12px; }
.insight-title { font-size: 20px; font-weight: 500; color: #fff; line-height: 24px; }
.insight-desc { font-size: 16px; color: #d6d6d6; line-height: 19.2px; display: -webkit-box; -webkit-line-clamp: 4; -webkit-box-orient: vertical; overflow: hidden; }
.btn-read-more { width: 113px; height: 45px; background: #fff; color: #000; border-radius: 32px; font-size: 14px; font-weight: 400; transition: background 0.2s; }
.btn-read-more:hover { background: rgba(255,255,255,0.9); }

/* ===== FAQ ===== */
.faq-section { background-image: url(assets/abstracts.svg); background-size: 100% 100%; }
.faq-inner { padding: 0 120px; display: flex; gap: 40px; align-items: flex-start; flex-wrap: wrap; }
.faq-left { flex: 0 0 38%; display: flex; flex-direction: column; gap: 14px; padding-right: 32px; }
.faq-right { flex: 1; min-width: 300px; border-radius: 20px; background: linear-gradient(180deg, rgba(6,78,126,1) 0%, rgba(79,79,241,0.5) 50%, rgba(6,78,126,1) 100%); border: 1px solid rgba(79,79,241,0.3); padding: 40px 35px; display: flex; flex-direction: column; justify-content: space-between; min-height: 510px; }
.acc-item { border-bottom: 1px solid rgba(235,235,235,0.25); }
.acc-item:last-child { border-bottom: none; }
.acc-trigger { width: 100%; text-align: left; font-size: 20px; font-weight: 500; color: #fff; padding: 16px 0; display: flex; justify-content: space-between; align-items: center; gap: 8px; }
.acc-icon { flex-shrink: 0; font-size: 16px; transition: transform 0.3s; }
.acc-content { font-size: 16px; color: #fff; line-height: 19.2px; padding-bottom: 16px; display: none; }
.acc-item.active .acc-content { display: block; }
.acc-item.active .acc-icon { transform: rotate(180deg); content: '↑'; }
.faq-footer { display: flex; align-items: center; gap: 16px; margin-top: 32px; justify-content: center; }
.faq-footer span { font-size: 16px; color: #d6d6d6; white-space: nowrap; }
.btn-contact { height: auto; background: #fff; color: #000; border-radius: 32px; padding: 13px 20px; font-size: 14px; font-weight: 400; border: 1px solid #fff; transition: background 0.2s; white-space: nowrap; }
.btn-contact:hover { background: rgba(255,255,255,0.9); }

/* ===== FOOTER ===== */
#site-footer { position: relative; width: 100%; background: #010204; overflow: hidden; padding: 40px 0; min-height: 497px; }
.footer-inner { position: relative; z-index: 10; padding: 0 120px; display: flex; flex-direction: column; justify-content: space-between; min-height: 417px; }
.footer-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 32px; flex-wrap: wrap; }
.footer-brand { max-width: 480px; display: flex; flex-direction: column; gap: 12px; }
.footer-brand h3 { font-size: 20px; font-weight: 600; color: #fff; }
.footer-brand p { font-size: 18px; font-weight: 300; color: #fff; line-height: 21.6px; }
.footer-nav { display: flex; gap: 32px; flex-shrink: 0; }
.footer-col { display: flex; flex-direction: column; gap: 11px; }
.footer-col button { font-size: 22px; font-weight: 300; color: #fff; letter-spacing: -0.88px; line-height: 30.8px; text-decoration: underline; text-align: left; transition: color 0.2s; }
.footer-col button:hover { color: #4f4ff1; }
.footer-socials { height: 27px; width: auto; margin-top: 10px; }
.footer-bottom { display: flex; align-items: flex-end; justify-content: space-between; margin-top: 32px; flex-wrap: wrap; gap: 16px; }
.footer-logo-text { width: 708px; max-width: 100%; height: auto; }
.footer-copy { font-size: 12px; font-weight: 300; color: #fff; text-decoration: underline; white-space: nowrap; }
.footer-glow { position: absolute; width: 100%; left: -210px; bottom: -257px; height: 283px; background: #007be3; border-radius: 861.5px; filter: blur(133.5px); pointer-events: none; opacity: 0; transition: opacity 0.5s; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1100px) {
  .container, .container-full, .broker-guide-inner, .insights-inner, .faq-inner, .footer-inner { padding-left: 40px; padding-right: 40px; }
  .platform-text { padding: 50px 40px 0; }
  .platform-img-wrap { padding: 32px 40px; }
  .stat-cards-grid, .cards-grid-3, .services-grid { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .nav-inner { padding: 0 20px; }
  .section { padding: 60px 0; }
  .container, .container-full, .broker-guide-inner, .insights-inner, .faq-inner, .footer-inner { padding-left: 20px; padding-right: 20px; }
  .platform-text { padding: 30px 20px 0; }
  .platform-img-wrap { padding: 20px; }
  .section-heading { font-size: 28px; letter-spacing: -1px; line-height: 1.3; }
  .section-sub { font-size: 16px; }
  .hero-headline { font-size: 32px; line-height: 1.3; }
  .hero-section { height: auto; min-height: 500px; }
  .cards-grid-3, .stat-cards-grid, .services-grid, .broker-grid { grid-template-columns: 1fr; }
  .testimonial-quote { font-size: 22px; line-height: 1.4; }
  .avatar-img { width: 80px; height: 80px; }
  .avatar-active-label .aname { font-size: 18px; }
  .platform-inner { min-height: 400px; }
  .insight-card { width: 320px; }
  .faq-inner { flex-direction: column; }
  .faq-left { flex: none; width: 100%; padding-right: 0; }
  .platform-heading { font-size: 28px; line-height: 1.3; }
  .footer-top { flex-direction: column; }
  .footer-logo-text { width: 100%; max-width: 400px; }
  .hero-cta-row { flex-direction: column; }
  .marquee-img { width: 680px; }
  .broker-guide-inner { padding-left: 20px; padding-right: 20px; }
}